SO Mortgages Ltd are independent mortgage advisers that specialise in helping first time buyers on various government schemes such as Shared Ownership, Help to Buy, Right to Acquire & Social HomeBuy.

We have been helping first time buyers to get on the London property ladder since 2009. As whole of market advisers we can source mortgages with deposits of just 5%! Often we have access to some exclusive mortgage products that may not be available through other brokers or direct via lenders! We are open 5 days a week from 8am to 6pm but can offer evening or weekend appointments where necessary.

We do not charge you any fees until we have obtained a mortgage decision in principle and we have 98% success rate for our mortgage applications!